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Dental Insurance

Dental insurance is available to all TDCJ employees. If enrolled, employees may also enroll their eligible dependents. Premiums are based upon the option selected.

DeltaCare USA DHMO

Provides specific discounted treatment fees through contracted dentists. A primary care dentist must be selected from a list of approved providers.

Premium

Premiums vary according to the level selected.

Deductible

There is no deductible.

Co-insurance

No co-insurance. Specialty Dentistry: Dentist will charge 75% of the usual fee of which the employee is responsible for payment. DHMO will not pay anything.

Co-payment

Co-payments vary according to service and are listed in the "Members Handbook".

Maximum Annual Benefit

The maximum annual benefit is unlimited.

Maximum Lifetime Benefit

The maximum lifetime benefit is unlimited.

State of Texas Dental Choice Plan Administered by Delta Dental Insurance Company

The State of Texas Dental Choice Plan allows a choice of dentist with preventive, restorative and major services; deductibles and co-payments apply.

Premium

Premiums vary according to the level selected.

Deductible

$0 - $50 per individual per calendar year. Note: There may be separate deductibles for differing classes of services. Family limit is three times the individual deductible per calendar year.

Co-insurance

Amounts 0% to 50% depend on service classification and whether a network dentist is used.

Co-payment

Co-payments are not applicable to the Dental Choice plan.

Maximum Calendar Year

  • The maximum annual benefit $2,000 per covered individual (includes orthodontic extractions)

Maximum Lifetime Benefit

  • The maximum lifetime benefit for orthodontic services is $2,000 per covered individual
  • The maximum lifetime benefit is unlimited for other services.

Additional Information

This dental plan comparison is only a summary of the benefits offered by the two dental plans. Please refer to the carriers’ materials and New Employee Guide to Benefits for full descriptions of their benefits.

For more information, visit www.deltadentalins.com/ers/.

Page updated: 09/08/2021